Probable Maximum Loss Analysis (PML)

Analysis of Probable Maximum Loss (PML) focused on the All Risk policy. The risk environment is evaluated concerning various risks, including catastrophic ones.

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The PML analysis is a useful tool for modeling future situations and estimating the levels of damage, so that an adequate transfer of risk can be oriented, under the evaluated considerations. By establishing the first-loss insured limit, it is possible to achieve a reduction in the policy premium.